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This Concept Map, created with IHMC CmapTools, has information related to: KiwiSaver, How do I join? application to employer, IRD or provider, Who can join? any NZ resident under the age of 65, What is KiwiSaver? a voluntary, retirement savings scheme, How is it funded? contributions by the state, How do I get money out? when you are 65, How do I get money out? exceptional circumstances or funding your 1st home, How is it funded? your employers contributions, How is it funded? your contributions, How do I join? automatically when starting a new job (can opt out within 8 weeks), Who manages it? KiwiSaver Scheme Fund Managers
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