The Independent Kiwi Saver 
I hear a lot of people complain about New Zealand being owned by overseas interests, yet those same people are often guilty of setting the conditions whereby New Zealand has to be funded by overseas.
The challenge is:
- New Zealanders don’t save enough.
- New Zealanders seem completely oblivious to what’s happening to demographics. There’s only one way this is going end up. If you are middle-aged or younger, when you retire your government pension might pay for food bill. But that’s it. It won’t pay for your new car. It certainly won’t pay for your dentist bills.
- New Zealanders seem to think property is a good wealth generation investment. Rubbish. It’s a zero sum game. As a society, we don’t benefit when the value of property goes up.
- New Zealanders don’t understand risk.
I’m also optimistic that people will begin to understand that for New Zealand to do well, the amount of capital invested in, and available to, New Zealand businesses needs to increase.
I'm a great believer in investing, have been investing since 1998, advise a share investment group and am a member of many more.
I decided that I wanted to make it easier for people to learn about KiwiSaver and, for those more independent minded, share what I think is the best way to ‘do’ KiwiSaver.
Hence this web site.
